Micro Finance Software

Micro finance and loan management software with EMI schedules, member KYC, collection app for field agents, savings accounts and complete reports.

Free Consultation 100% Custom Built Transparent Pricing On-time Delivery

Overview

Manage your microfinance company, cooperative society, SHG/JLG group lending or private loan business with micro finance software developed by ESOFTKING INFOTECH in Murshidabad, West Bengal.

Key modules:
• Member registration with KYC documents
• Loan products with flat or reducing interest, daily/weekly/monthly EMI
• Automatic repayment schedules, penalties and overdue tracking
• Android collection app for field agents with instant receipts
• Savings, RD and FD accounts
• Branch, centre, group and agent management
• Day book, cash book, demand-collection, PAR and portfolio reports
• SMS and WhatsApp EMI reminders

Because our software is developed in-house, we customise it to your loan products and rules, migrate your existing data and train your staff. Used by finance businesses across Murshidabad, Malda, Nadia, Birbhum and West Bengal.

Key Features

Loan & EMI Management

Daily, weekly and monthly loans with automatic EMI schedules.

Member & Group (JLG/SHG)

KYC, centres, groups and member ledgers in one place.

Field Collection App

Android app for agents to collect and sync instalments.

Reports & Accounting

Demand, collection, overdue, PAR and day-book reports.

Add-on Features

Enhance your project with these optional extras:

  • SMS / WhatsApp EMI Reminders
  • Savings, RD & FD Accounts
  • Multi-branch Management
  • Agent Commission
  • Customer Mobile App
  • Online Payment & UPI Collection

Our Process

01 Requirement Study
02 Workflow Setup
03 Development
04 Data Migration
05 Staff Training
06 Support

Technologies We Use

Modern, proven tools for a fast, secure and maintainable micro finance software solution:

  • Laravel
  • PHP
  • MySQL
  • Android (Kotlin)
  • REST APIs
  • SMS Gateway
  • Cloud Hosting

Frequently Asked Questions

Who is your micro finance software for?

Microfinance companies, NBFC-style lenders, self-help groups (SHG), joint liability groups (JLG), cooperative societies, Nidhi companies and private money lenders in Murshidabad, Malda and across West Bengal.

Can field agents collect EMIs from a mobile app?

Yes. Agents get an Android collection app that works on their route, records each instalment, prints or shares a receipt and syncs to head office in real time.

Can you customise the software to our loan products?

Yes. Because we develop in-house, interest calculation (flat or reducing), collection frequency, penalties, documents and reports are built around how your organisation actually works.

Micro Finance Software Across West Bengal

Our in-house team provides micro finance software for businesses in Murshidabad, Berhampore (Baharampur), Kandi, Malda, Kolkata and every district of West Bengal.

Ready to get started?

Call or WhatsApp our software engineers in Murshidabad for a free consultation and quote.

Get a Quote